Welcome to the Journey of Freedom
Wake up. Break up with debt — and step into lasting freedom.
We’ve carried the weight of debt too—millions on paper, but cash-poor in reality. With over 30 years of experience in finance, real estate, and mentoring, we built the Zero Debt Strategy to help you live free.
The video you watched is a picture of being trapped in the system. But for us this wasn't just numbers on a spreadsheet. It was our real story. We didn't set out to build a program. We were trying to survive.
Proven Wisdom. Real Experience. Lasting Results.
At Fire My Mortgage®, we’ve lived through the pressure of debt and walked the road to freedom. With over 30 years of experience in finance, real estate, and mentoring, we’ve seen the traps people fall into—and we’ve built a clear path out.
Our Zero Debt Strategy isn’t theory. It’s practical, safe, and transparent. No gimmicks. Just a smarter way to use the money you already have—and finally live free.
We Know What It Feels Like to Be Buried in Debt
On paper, we looked successful—business owners, real estate investors, homeowners. But behind the scenes, it was a different story.
We carried over $70,000 in credit card debt and millions in loans. Every month, the weight of debt pressed heavier, leaving us stressed, cash-poor, and stuck. That breaking point became our turning point. We dug in, studied the system, and discovered a better way. The principles we uncovered became the foundation of the Zero Debt Strategy—the same plan we now use to help families like yours.
Why I care about this...
I'm here to call out the lie: debt doesn't have to own you. I've seen the system keep people trapped, and I've seen what happens when they break free. I'm here to hand you the torch and show you how to fight back
Cameron H. Thomas
Owner - Fire My Mortgage
Why I care about this...
I know the weight of debt. I know what it feels like to think you'll never get ahead. I also know what it feels like when the burden finally lifts. That's why I'm here not to judge, but to walk with you. To remind you that freedom is possible, and it's closer than you think
Kathy Thomas
Owner - Fire My Mortgage
Then vs. Now
BEFORE Joining The Movement!
$70K+ in credit card debt
Millions in loans
Constant stress & overwhelm
Cash-poor “success”
AFTER Joining The Movement!
No more credit card debt
No more personal loans
Living with clarity & peace of mind
On track to pay off our home in 4 years
We’re not just chasing our own freedom — we’re on a mission to help families everywhere; Wake up, Break up with debt, and Live Free.
The Smarter Way Out of Debt
Most people think paying off debt takes decades. That’s what the system wants you to believe. But we’ve proven there’s a better way.
The Zero Debt Strategy (ZDS) is a step-by-step plan that helps you pay off your home—and other debts—in as little as 5 to 7 years.
No refinancing.
No gimmicks.
No sacrificing your quality of life.
The Zero Debt Strategy shows you how to use the money you already have, in a smarter, more powerful way.
But don't just take our word for it. Families all over the country are walking this same journey-some just getting started, some already debt free. Here's what it looks like in real life...
REAL FAMILIES, REAL FREEDOM
“The math is sound. The results are real. And the impact goes far beyond numbers it changes live”
Sarah & Justin
“Took an 8 year mortgage and paid it off in 18 months. This works”
Erin & Larry
“We paid off our house in 3 years. How amazing is that?”
Erin & Larry
Your Path from Debt to Freedom
Freedom doesn’t happen by accident—it follows a process. Our 7-Step Journey gives you the tools, clarity, and confidence to move from trapped… to transformed.
Mindset Reset
Wake up to the truth about debt and discover what’s really holding you back.
Cashflow Clarity
See where your money is going and how to redirect it with purpose.
The Zero Debt Strategy
Break free with a proven plan to pay off your mortgage in 5–7 years.
Implementation & Tools
Learn the exact systems and calculators that make it simple.
Coaching & Community
Walk with people who’ve been there, and stay motivated for the long haul.
Milestones & Motivation
Celebrate wins as you crush debt faster than you imagined.
Freedom & Legacy
Live free. Build wealth. Leave a lasting impact.
This is more than a plan—it’s a journey of freedom. And it starts with your first step.
Real People. Real Freedom. Real Results.
Google Review Wall of Love ❤️
A heartfelt collection testimonials, and appreciation from our amazing community.
Wake up. Break up. Live free.
Debt Doesn’t Have to Own You
You don’t have to carry the weight of debt for decades. With the Zero Debt Strategy, freedom can come faster than you ever imagined. Whether you want to learn more or you’re ready to start now—your journey begins here.
Ready to start your Journey?
We've been there. We've found the way out. Now it's your turn to walk the path to freedom.
Don't wait for the system to give you permission. Choose freedom now.
More Reviews
What our client says about us
James from Fire My Mortgage is fire 🔥. Not only is he helpful but a great person to work with! He is always ready with a listening ear and cares about everyone he works with and meets!
Leigha Atkisson
This has been one of the best experiences! Thank you James for changing our future! We will be debt free in 2 years thanks to this amazing strategy! Life changing!
DeAnna Kazakevicius
I have seen people run themselves into the ground with debt, meanwhile they allow income of half a million dollars or more to slip through their hands because they don't know how to manage their money. I want to thank James at Fire My Mortgage for teaching solid principles to help people to get a better grasp of their finances!
Joan Roden
When I reached out to Fire My Mortgage, I was in disarray and overwhelmed with where to start to get where I needed. I can happily say, I have successfully organized and wiped out half of my debt. I’m not quite there, but with the tools and direction I received, I am confident I will get there! Thank you so much!!
Dena Greelis
Disclaimer:
The information on this site is for general education and inspiration. We’re here to educate, coach, and encourage you—not to replace your financial advisor. These strategies have worked for us and our clients, but results can vary. Please consider your options carefully and always talk with a trusted professional if you have questions.
Fire My Mortgage® | Empowering Financial Freedom. Building Community. Inspiring Change. © 2025 Fire My Mortgage®. All rights reserved.