Most people accept the traditional 15 or 30 year mortgage with the preset payment plan. We understand! Most of these are good, hard-working people; and it's all they have ever known. 

Consider the 30-Year Mortgage: Early on, 70% of that payment goes toward interest and it takes a long while for that to flip over to their favor. In the first ten years, the homeowner pays twice the amount in interest to the lender as they pay themselves in principal. And it takes 23 years before they have finally pay themselves in principal as much as they already paid in interest. All this assuming they never refinance and start the process all over again!

Think about the words Mortuary, Mortician, Morbidity, Mortality and Amortization. What do they all have in common? MORT means death and Mortgage means "Death Pledge." With the current model it is not difficult to see why. 

WE THINK THIS IS A GAME WORTH CHANGING! Thanks to large percentages of Home Owners in Australia, The UK, Canada and now in the U.S., people are learning how to accelerate their mortgage utilizing specific Home Equity Lines of Credit (HELOC) and a very intentional way to direct their current budget. 

This is not a method to make extra payments once a year or once a month. This is not a plan that requires you to live on beans and rice or to get a second or third job. Haven't you had enough of that? This is a method that applies MATH and LOGIC to your current situation in a way that will crush debt faster than you ever thought possible! Our average client pays off their mortgage and their debt in 5.5 years.

It's not right for everyone.  Then again paying into a mortgage for the next couple of decades might not be either. We invite you to reach out to explore your Debt-Free Date!